Is your Cayan / Merchant Warehouse processing rate fair?
Cayan / Merchant Warehouse merchant statements can bury the full cost of card acceptance across interchange, assessments, processor markup, and junk fees. Merchant Statement Scanner helps you extract the line items that matter, estimate effective rate, and prepare a clear conversation about pricing — whether you are renegotiating with Cayan / Merchant Warehouse, comparing offers, or auditing a residual portfolio.
Processor guide
Cayan / Merchant Warehouse
Upload a statement to analyze fees & effective rate
What to check on a Cayan / Merchant Warehouse statement
Cayan / Merchant Warehouse discount or markup vs pure interchange-plus
Network assessments and dues that look like processor profit
Auth, batch, gateway, and statement fees
PCI, non-compliance, and equipment / lease charges
Monthly minimums and early termination related fees
Effective rate (total fees ÷ volume)
Who benefits
Business owners processing with Cayan / Merchant Warehouse
Agents and ISOs managing Cayan / Merchant Warehouse merchants
CFOs and bookkeepers reconciling Cayan / Merchant Warehouse cost
Buyers comparing Cayan / Merchant Warehouse quotes to real statements
How do I review a Cayan / Merchant Warehouse merchant statement?+
Create a free Merchant Statement Scanner account, add a client, and upload your Cayan / Merchant Warehouse statement as a PDF. We’ll extract volume, fees, and effective rate so you can see the full cost of acceptance.
What hidden fees show up on Cayan / Merchant Warehouse statements?+
Common issues include bundled discount that hides markup, PCI or non-compliance fees, per-auth and batch charges, and monthly minimums. Always separate network costs from processor-controlled fees.
Can agents use this for Cayan / Merchant Warehouse merchants?+
Yes. Agents and ISOs can store each merchant as a client, attach statements, and prepare clearer pricing conversations with effective rate and fee categories.
